Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, works with Springdale, AR owners by phone and online. ZIP 72764, one of Springdale's two main ZIP codes, had 1,255 employer establishments in 2023, with retail trade the largest sector (Census ZBP). Every credit decision, rate and term belongs to the lending partner.
| Counties | Benton County and Washington County, AR |
|---|---|
| Distance | About 8.9 miles N of Fayetteville, AR |
| ZIP 72764 employers | 1,255 in 2023 (Census ZBP) |
| Largest sector in 72764 | Retail trade, 181 establishments |
| Self-employed residents | 9.8%, +/- 1.5 (ACS 2020-2024) |
One city, two counties
Springdale, AR lies partly in Washington County and partly in Benton County. Because of that split, neither county's figures describe the city, so this page uses figures for the city itself and for ZIP 72764 instead.
ZIP 72764 and what it covers
Springdale's land is split mainly between two ZIP codes: about 51 percent lies in 72762 and 44 percent in 72764, and the city covers about 31 percent of 72764's land (U.S. Census Bureau 2020 ZIP code relationship files). Read the counts below as a description of that postal area.
In 2023, ZIP 72764 had 1,255 employer establishments with 28,039 paid employees and about $1.46 billion in annual payroll; 48.7 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
Stores, trades and distributors
| Sector | Establishments | Share under five employees |
|---|---|---|
| Retail trade | 181 | 38.7% |
| Construction | 168 | 53.0% |
| Professional, scientific and technical services | 125 | 72.8% |
| Other services | 112 | 58.9% |
| Health care and social assistance | 105 | 41.9% |
| Accommodation and food services | 103 | 33.0% |
| Wholesale trade | 93 | 33.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Retail and wholesale together account for 274 employer establishments in the ZIP. Businesses that buy stock in volume and sell over weeks are the natural users of inventory financing, while the ZIP's 168 contractors bring the usual draw-timing and equipment questions.
Self-employment among Springdale, AR residents
An estimated 9.8 percent of employed Springdale, AR residents were self-employed, plus or minus 1.5 points, compared with 10.4 percent statewide (U.S. Census Bureau, American Community Survey 2020-2024). The ranges overlap, so the city cannot be called different from Arkansas as a whole. About 2.7 percent ran incorporated businesses and 7.2 percent unincorporated ones.
Reaching Windwood from Springdale, AR
The office address is 20 E Center St in Fayetteville, AR. Owners in Springdale, AR start by phone at (479) 214-9967 or through the online form; documents go to the lending partner when it asks for them. The Washington County picture and neighboring towns give wider context.
Who Windwood Funding Group works with in Springdale, AR
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Windwood Funding Group works with businesses like these in Springdale, AR. Each partner still decides case by case.
Documents to have ready
- The last three to six months of business bank statements
- Last year's filed tax return for the business
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Government-issued ID for each owner
- Formation documents and your EIN
- A written quote or invoice if the money is for equipment
Each lending partner sets its own list, so treat this as a starting point.
What happens after you reach out
- It starts with a call to (479) 214-9967 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Windwood Funding Group is based at 20 E Center St, Fayetteville, AR 72701.
By Windwood Funding Group · Updated