Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, works with Bentonville, AR owners in Benton County by phone and online. ZIP 72712 had 2,041 employer establishments in 2023, led by professional, scientific and technical services with 326 (Census ZBP). Every credit decision, rate and term belongs to the lending partner.
| County | Benton County, AR |
|---|---|
| Distance | About 20.4 miles NNW of Fayetteville, AR |
| ZIP 72712 employers | 2,041 in 2023 (Census ZBP) |
| Largest sector in 72712 | Professional services, 326 establishments |
| Self-employed residents | 10.5%, +/- 1.9 (ACS 2020-2024) |
Bentonville, AR and its ZIP codes
Bentonville, AR lies in Benton County, AR; Washington County figures do not describe it. About 60 percent of the city's land is in ZIP 72712 and 39 percent in 72713, and the city covers about 39 percent of 72712's land (U.S. Census Bureau 2020 ZIP code relationship files). The figures below are for ZIP 72712 and include some area outside the city.
In 2023, ZIP 72712 had 2,041 employer establishments with 31,539 paid employees and about $2.33 billion in annual payroll; 51.2 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
A professional-services ZIP
| Sector | Establishments | Share under five employees |
|---|---|---|
| Professional, scientific and technical services | 326 | 65.6% |
| Health care and social assistance | 235 | 52.8% |
| Accommodation and food services | 194 | 22.2% |
| Retail trade | 178 | 38.8% |
| Real estate and rental and leasing | 159 | 76.7% |
| Wholesale trade | 144 | 40.3% |
| Construction | 134 | 68.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Professional firms bill by project and pay staff monthly, a pattern that suits a revolving line better than a lump sum. The ZIP's 144 wholesale establishments are the classic inventory buyers, and its 134 contractors are mostly very small, with 68.7 percent under five employees.
Self-employment among Bentonville, AR residents
An estimated 10.5 percent of employed Bentonville, AR residents were self-employed, plus or minus 1.9 points, against 10.4 percent statewide (U.S. Census Bureau, American Community Survey 2020-2024); the ranges overlap. The incorporated share, 4.0 percent, is the highest of the six towns with pages on this site, with 6.6 percent running unincorporated businesses.
Reaching Windwood from Bentonville, AR
The office address is 20 E Center St in Fayetteville, AR. Owners in Bentonville, AR start by phone at (479) 214-9967 or through the online form; documents go to the lending partner when it asks for them. The Washington County picture and neighboring towns give wider context.
Bentonville, AR businesses we help
For Bentonville, AR owners, Windwood Funding Group focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
Documents to have ready
- Business and personal tax returns for the latest year
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Government-issued ID for each owner
- Formation documents and your EIN
- Details of any loans, leases or advances the business already carries
- The equipment quote, contract or purchase order the funding is for
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
The steps after your first call
- You call (479) 214-9967 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Our office is at 20 E Center St, Fayetteville, AR 72701.
By Windwood Funding Group · Updated