# Windwood Funding Group > Windwood Funding Group is a small-business funding broker at 20 E Center St, Fayetteville, AR 72701 (phone (479) 214-9967). It helps businesses in Fayetteville, AR; Farmington, AR; Springdale, AR; Prairie Grove, AR; Lowell, AR; Rogers, AR; Bentonville, AR and across Washington County, Arkansas, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Windwood Funding Group connects you with lending partners; partners make credit decisions and set rates and terms. Windwood Funding Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Windwood Funding Group does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, and does not arrange funding for agriculture or trucking. Key facts: - Business type: small-business funding broker (not a lender) - Address: 20 E Center St, Fayetteville, AR 72701, United States - Phone: (479) 214-9967 - Apply: https://windwoodfundinggroup.com/apply/ - Service area: Fayetteville, AR; Farmington, AR; Springdale, AR; Prairie Grove, AR; Lowell, AR; Rogers, AR; Bentonville, AR and all of Washington County, Arkansas - Language: English ## Funding options - [Business Funding Options Compared for Fayetteville, Arkansas Owners](https://windwoodfundinggroup.com/business-loans/): Business funding comes in six common structures: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances, which are not loans. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, uses this comparison to match a need to a structure; lending partners decide and set rates and terms. - [Working Capital Financing for Fayetteville, AR and Northwest Arkansas Businesses](https://windwoodfundinggroup.com/business-loans/working-capital/): Working capital financing is short-term business funding for payroll, rent, materials and supplier bills, usually repaid in fixed installments over months. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, helps Washington County owners measure the shortfall and presents it to lending partners, which make the credit decision and set rates and terms. - [Business Term Loans for Fayetteville, AR and Northwest Arkansas Businesses](https://windwoodfundinggroup.com/business-loans/term-loans/): A business term loan is a lump sum repaid in scheduled installments over a fixed term, often several years, and is commonly used for expansion, build-outs and refinancing. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, helps owners prepare the request and introduces it to lending partners, which decide and set rates and terms. - [Business Lines of Credit for Fayetteville, AR and Northwest Arkansas Businesses](https://windwoodfundinggroup.com/business-loans/line-of-credit/): A business line of credit lets a company draw funds up to an approved limit, pay interest only on the drawn balance, and, if the line is revolving, draw again after repaying. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, explains how lines work and introduces requests to lending partners, which decide and set rates and terms. - [Inventory Financing for Fayetteville, AR and Northwest Arkansas Businesses](https://windwoodfundinggroup.com/business-loans/inventory-financing/): Inventory financing is business funding used to buy stock, with the inventory itself typically serving as collateral, repaid as goods sell or in installments. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, helps retailers and wholesalers in Washington County and Benton County present the request to lending partners, which decide and set rates and terms. - [Equipment Financing and Leasing for Fayetteville, AR and Northwest Arkansas Businesses](https://windwoodfundinggroup.com/equipment-financing/): Equipment financing is business funding for machinery, vehicles and fixtures, secured by the equipment itself and structured as a loan, a lease or an equipment finance agreement. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, helps contractors, restaurants and practices compare those structures and introduces requests to lending partners, which decide and set rates and terms. - [Merchant Cash Advances for Fayetteville, AR and Northwest Arkansas Businesses](https://windwoodfundinggroup.com/merchant-cash-advance/): A merchant cash advance is not a loan: a funder purchases a share of a business's future receipts for a lump sum and collects that share through a holdback or fixed remittances until the purchased amount is collected. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, explains how advances work; funders set every price and term. ## Industries - [Business Financing by Industry in Fayetteville, AR](https://windwoodfundinggroup.com/industries/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, works with four sectors its lending partners have confirmed: construction, restaurants, medical and dental practices, and retailers and wholesalers buying inventory. These pages pair Washington County Census figures with the funding each sector usually needs; partners make credit decisions and set rates and terms. - [Contractor and Construction Financing for Fayetteville, AR and Northwest Arkansas](https://windwoodfundinggroup.com/industries/construction/): Contractor financing covers the gap between paying for labor and materials and collecting from draws, plus equipment such as loaders and trailers. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, helps Washington County contractors choose between working capital, lines of credit and equipment financing; lending partners make credit decisions and set rates and terms. - [Restaurant and Food Service Financing for Fayetteville, AR and Northwest Arkansas](https://windwoodfundinggroup.com/industries/restaurants/): Restaurant financing covers kitchen equipment, payroll and opening or expanding a location. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, helps Washington County restaurants compare equipment financing, working capital, lines of credit and term loans, and introduces requests to lending partners, which make credit decisions and set rates and terms. - [Medical and Dental Practice Financing for Fayetteville, AR and Northwest Arkansas](https://windwoodfundinggroup.com/industries/medical-dental/): Medical and dental practice financing covers build-outs, imaging and clinical equipment, and the gap while insurance reimbursements arrive. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, helps Washington County physicians, dentists and other practitioners compare term loans, equipment financing and working capital; lending partners make credit decisions and set rates and terms. ## Guides and calculators - [Business Funding Guides and Calculators for Fayetteville, AR Owners](https://windwoodfundinggroup.com/resources/): This page collects guides from Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas: an Arkansas business loan checklist, notes on city business licenses across Northwest Arkansas, a list of free local help, and a restaurant loan payment calculator. Lending partners, not Windwood, make credit decisions and set rates and terms. - [How to Get a Business Loan in Arkansas: A Fayetteville, AR and Washington County, AR Checklist](https://windwoodfundinggroup.com/resources/how-to-get-a-business-loan-in-arkansas/): To get a business loan in Arkansas, define the purpose, choose a structure that matches it, put the business's entity and bank records in order, and gather tax returns and financial statements before applying. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, helps owners prepare; lending partners make credit decisions and set rates and terms. - [Fayetteville, AR Business License and Northwest Arkansas City Licenses: Records a Partner May Request](https://windwoodfundinggroup.com/resources/fayetteville-ar-business-license/): Before a funding request, owners in Fayetteville, AR and nearby Northwest Arkansas cities should confirm with their own city whether a business license or registration applies and keep a current copy. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, explains what partners may ask to see; lending partners make credit decisions and set rates and terms. - [Free Small Business Help in Fayetteville, AR and Northwest Arkansas](https://windwoodfundinggroup.com/resources/northwest-arkansas-small-business-resources/): Free small business help around Fayetteville, Arkansas includes advising through the state small business development network, the local chamber of commerce, economic development contacts, city and county websites and public Census data. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, lists them; lending partners make credit decisions and set rates and terms. - [Restaurant Loan Payment Calculator for Northwest Arkansas Restaurants](https://windwoodfundinggroup.com/resources/restaurant-finance-calculator/): This restaurant loan payment calculator from Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, turns an amount, an interest rate and a term into a monthly payment, total interest and total repaid. It is arithmetic on your inputs, not an offer; lending partners make credit decisions and set rates and terms. ## Areas served - [Business Funding in Fayetteville, AR: Washington County and Northwest Arkansas Facts](https://windwoodfundinggroup.com/fayetteville-ar/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, works with owners across Washington County, where 6,281 employer establishments operated in 2023 and 51.7 percent had fewer than five employees (Census CBP). Lending partners make every credit decision and set rates and terms; Windwood prepares and routes the request. - [Areas We Serve Around Fayetteville, AR](https://windwoodfundinggroup.com/service-areas/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, works with owners in Washington County, Benton County and nearby Madison County towns by phone and online. Farmington, Springdale, Prairie Grove, Lowell, Rogers and Bentonville, AR get full pages; others are summarized below with ZIP-level Census counts. Lending partners make credit decisions and set rates and terms. - [Business Financing in Farmington, Arkansas](https://windwoodfundinggroup.com/service-areas/farmington-ar/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, works with Farmington, AR owners by phone and online. ZIP 72730, which covers Farmington, had 205 employer establishments in 2023, and 64.9 percent had fewer than five employees (Census ZBP). Every credit decision, rate and term belongs to the lending partner. - [Business Financing in Springdale, Arkansas](https://windwoodfundinggroup.com/service-areas/springdale-ar/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, works with Springdale, AR owners by phone and online. ZIP 72764, one of Springdale's two main ZIP codes, had 1,255 employer establishments in 2023, with retail trade the largest sector (Census ZBP). Every credit decision, rate and term belongs to the lending partner. - [Business Financing in Prairie Grove, Arkansas](https://windwoodfundinggroup.com/service-areas/prairie-grove-ar/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, works with Prairie Grove, AR owners by phone and online. ZIP 72753, which includes Prairie Grove, had 136 employer establishments in 2023, and construction was the largest sector with 30 (Census ZBP). Every credit decision, rate and term belongs to the lending partner. - [Business Financing in Lowell, Arkansas](https://windwoodfundinggroup.com/service-areas/lowell-ar/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, works with Lowell, AR owners in Benton County by phone and online. ZIP 72745, which covers almost all of Lowell, had 369 employer establishments in 2023, and construction was the largest sector (Census ZBP). Every credit decision, rate and term belongs to the lending partner. - [Business Financing in Rogers, Arkansas](https://windwoodfundinggroup.com/service-areas/rogers-ar/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, works with Rogers, AR owners in Benton County by phone and online. ZIP 72758, which Rogers mostly covers, had 1,269 employer establishments in 2023, led by health care and social assistance with 187 (Census ZBP). Every credit decision, rate and term belongs to the lending partner. - [Business Financing in Bentonville, Arkansas](https://windwoodfundinggroup.com/service-areas/bentonville-ar/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, works with Bentonville, AR owners in Benton County by phone and online. ZIP 72712 had 2,041 employer establishments in 2023, led by professional, scientific and technical services with 326 (Census ZBP). Every credit decision, rate and term belongs to the lending partner. ## Company - [Business Funding Broker in Fayetteville, AR: We Compare, Partners Lend](https://windwoodfundinggroup.com/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, never lends a dollar of its own. From 20 E Center St it helps Washington County and Benton County owners compare six funding structures and introduces each request to lending partners, which approve or decline it and set every rate and term. Call (479) 214-9967 to start. - [How Business Funding Works With a Fayetteville, AR Broker](https://windwoodfundinggroup.com/how-it-works/): Working with a funding broker comes down to four steps: describe the need, match it to a structure, let a lending partner review it, then compare any offer. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, handles the first two and routes the request; lending partners make credit decisions and set rates and terms. - [Business Funding Questions From Fayetteville, AR Owners](https://windwoodfundinggroup.com/faq/): This page answers common business funding questions from owners in Fayetteville, Arkansas and Northwest Arkansas, from who actually lends to how the request form works. Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, connects owners with lending partners, which make every credit decision and set rates and terms. - [Request Business Funding Options in Fayetteville, AR](https://windwoodfundinggroup.com/apply/): This short form starts a business funding request with Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas. It collects contact details, a business name and three ranges you pick: time in business, annual revenue and the amount requested. We call to discuss the purpose, then, with your agreement, introduce the request to lending partners, which make credit decisions and set rates and terms. - [About Windwood Funding Group, a Business Funding Broker in Fayetteville, AR](https://windwoodfundinggroup.com/about/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, helps owners in Washington County and Benton County compare six funding structures and presents their requests to lending partners. Nothing is lent, approved or priced by Windwood; partners make credit decisions and set rates and terms. Its address is 20 E Center St, Fayetteville, AR 72701. - [Contact Windwood Funding Group in Fayetteville, AR](https://windwoodfundinggroup.com/contact/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, answers at (479) 214-9967 and through a short web form. The address is 20 E Center St, Fayetteville, AR 72701. Each request is weighed by lending partners, which make credit decisions and set rates and terms. - [Broker Disclosures for Windwood Funding Group, Fayetteville, AR](https://windwoodfundinggroup.com/disclosures/): Windwood Funding Group, a small-business funding broker in Fayetteville, Arkansas, never lends, never approves an application and never sets a price. Every credit decision belongs to a lending partner, rates and terms are the partner's, and any contract binds only your business and that partner. A merchant cash advance is not a loan. These disclosures explain the relationship in full. ## Optional - [Full text of every page](https://windwoodfundinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://windwoodfundinggroup.com/sitemap.xml)